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Houétchédé Flore's Group
In this Group: Houétchédé Flore, Rita Assiavi, Mélanie Ablawa
This group is composed of three persons who live in the same district. The group's representative, Houétchédé Flore (with her hand raised in the photo), is 40 years old and has a secondary level education. She is married to a man named Ayouba. The couple have no children. Houétchédé Flore lives by herself. The diverse household expenses are covered by her and her husband. For this reason, she has been selling school supplies and staple foods (corn and peanuts) out of her home for eight years. She gets her supplies from a market in Benin. With the goal of bolstering her business and satisfying customer demand, Houétchédé Flore and the other members of her group are requesting financial support from ALIDé for the first time.
View original language description ↓
Ce groupe est un composé de trois personnes qui résident dans le même quartier. La représentante du groupe, Houétchédé Flore (celle qui a la main levée sur la photo), âgée de 40 ans a fréquenté l’école jusqu’au niveau secondaire. Houétchédé Flore est mariée à un certain Ayouba. Le couple n’a pas enfant. Houétchédé Flore vit seule. Les diverses charges de ménage sont supportées par Houétchédé Flore et son mari. C’est pour cette raison, Houétchédé Flore vend des fournitures scolaires et des produits vivriers (sacs de maïs et d’arachide) à son domicile depuis dix huit ans. Houétchédé Flore s’approvisionne dans un marché du Bénin. Dans le but de renforcer son activité et de satisfaire la demande de sa clientèle, Houétchédé Flore et les membres de son groupe sollicitent pour la première fois l’appui financier de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 477.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Houétchédé Flore's Group's $350 loan helped a member to purchase staple foods, such as corn and peanuts, to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 28, 2014
Feb 28, 2014
Currency Exchange Loss:
Oct 17, 2014