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Mrs. Chek Say Village Bank Group
In this Group: Chek, Soem, Chuon, Tras, Pheng, Soeun, Mean, Khut, Yem, Mao, Suk, Nheam, Chea, Kheav, Phim, Lay, Yang, Orm
This village bank is located in Prea Reach Village in Kampong Chhnang Province and consists of eighteen members, who plan to use the loan for different purposes. Mrs. Chek S. is the village bank president, and she is currently a cow breeder who is raising eight cows to sell. Her husband, Mr. Each Sok, owns a small plot of land for cultivating rice. Although Mrs. Chek S. and her husband have different businesses, they still cannot support their family well. In order to improve their living conditions, Mrs. Chek S. decided to ask for a loan to start a new pig breeding business. Mrs. Chek S. is 40 years old and the mother of four children who are all attending the local school.

(Mr. Tras R. did not come to accept the loan, but his wife did and is present in the picture instead).

This village bank loan is an end-of-term loan and all the members are not required to pay any principal on the loan until the veR. end of the loan term. End-of-term (EoT) loans are AMK's main product because they are the most beneficial to Cambodia's poor. These allow them to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,107.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Chek Say Village Bank Group's $1,500 loan helped a member to start a new pig breeding business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 21, 2008
Oct 7, 2008
Currency Exchange Loss:
Oct 15, 2009