Funded

Total loan: $3,225
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Rosemary's Group


A loan of $3,225 helped a member to purchase hybrid seed and fertilizer for the cultivation of maize, millet, and sorghum.


Rosemary's Group's story

Rosemary’s group has six farmers, each of whom is a group leader for several other farmers. They are located in Kakamega North District. The group leaders in this group represent a total of 52 individual farmers (not pictured). Each of the farmers is asking for an average loan of 5,349 Kenya shillings. Each of them will use his or her loan to purchase a One Acre Fund package, sufficient to cultivate one-quarter acre of maize and one-quarter acre of sorghum or millet. As the representative of this Kiva group comprised of farmer-leaders, Rosemary is pictured on the right of the group with her hand raised.

Rosemary is a reliable member of the community. She is married and has two children. She is 56 years old and she has been working as a farmer for the past 21 years to support her family. In addition, Rosemary is very active in her community, including involvement in the women's group and savings group. The 2013 Long Rains season won’t be Rosemary’s first season with One Acre Fund. She first joined One Acre Fund in 2011. She has continued working with One Acre Fund in order to get the best seed prices, learn new farming methods, and get fertilizer and hybrid seeds. She described her harvest last year as "Good." She hopes to continue working with One Acre Fund and to continue enjoying the success she has been having with the One Acre Fund farm packages.

As an active member in her community, Rosemary also chose to be a group leader and Kiva representative because she wants to help more farmers. Rosemary plans on using future profits from the harvest to send children to school and to save for the future. She has improved her life by working with One Acre Fund because she has more farm training and she is able to feed the family. Rosemary and her group need a loan to cover the initial costs of purchasing seeds and fertilizer through One Acre Fund.

One Acre Fund will repay the Kiva loan on behalf of the farmers with the profits from the farmers’ harvests. One Acre Fund pre-purchases the seeds and fertilizer when prices are low and passes the cost savings along to the farmers. Throughout the planting and harvesting season, One Acre Fund also provides training and support to the farmers as they make payments back to One Acre Fund. With support from One Acre Fund and your loan, these farmers will have a chance at a successful harvest, increased profits, and improved lives.

The field officer is included in the photo with the farmer-leaders and is standing on the left of the photo.

In this group: Rosemary, Mercy, Melisa, Jenipha, Margret, Charles
*not pictured



Loan details

Loan length:

11 months
Repayment schedule: At end of term
Disbursed date: February 1, 2014

Lenders and lending teams




Loan details

Loan length:

11 months
Repayment schedule: At end of term
Disbursed date: February 1, 2014