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Armand is from a village near the border between Albania and Greece. In between 1910-1930, Romanian people first settled the village, coming from a neighboring country (Romania) bordering the Black Sea. Armand is a member of this community. The village is surrounded by beautiful mountains. On top of one of them, they built an Orthodox Church as soon as they settled. There are two wells that satisfy the need for drinkable water for all these villagers whose agricultural practice is based on orchards of plums and apples, vegetables and grains such as corn, wheat, potatoes and onions. Almost every household makes in a primitive way the delicious alcoholic “raki” drink which is made of plums.

Armand has four children. In addition to their agricultural activity, Armand does construction during the summertime and his wife works in an olive oil factory during the winter and sells fresh produce at the farmer’s market of Korca city the rest of the year.

Armand needs this loan to plant potatoes and onions.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 14
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 102.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,975 helped Armand to buy potato and onion seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 13, 2014
Currency Exchange Loss:
Feb 22, 2016