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Kaliyman is 51, married, and has 4 children. She has a high school education and earns her family's main income through animal husbandry, which she began 21 years ago with a 15,000 som (KGS) purchase of livestock. Thanks to her hard work, Kaliyman now has three dairy cows, a heifer, a calf, a horse and three mares. She earns 15,000 som (KGS) per month. In order to expand her business, Kaliyman applied for a loan with Bai-Tushum and Partners to purchase mares for breeding. She plans to use the profits to invest in additional livestock and save enough money to purchase a plot of land.
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Калийман 51 год, замужем, вместе с супругом воспитывают 4 детей. У Калийман - среднее образование, в качестве основного дохода для своей семьи Калийман занимается животноводством, стартовав 21 год назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Калийман, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 1 нетель, 1 теленок, 1 лошадь, 3 кобылы. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Калийман обратилась в Банк «Бай –Тушум» за кредитом - на покупку кобыл для увеличения поголовья скота. Доходы от кредита Калийман планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку земельного участка.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 50
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 51.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Kaliyman to buy mares.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Feb 28, 2014
Currency Exchange Loss:
Mar 19, 2015