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Update on Sarafina

Sarafina is 24 years old, and a single mother of one child. She has a retail shop in Naivasha which she has been running for three years. She has applied for her second loan from VisionFund Kenya to enable her to buy stock such as rice, sugar, and flour - among other items - for her retail shop. With the anticipated profits, Sarafina plans to invest more in her business. In the near future, she hopes to expand her business to improve her living standards and educate her child.

Previous Loan Details

Sarafina is a 23-year-old single mother of one child. Her child is one year and three months old. She has a retail shop in Naivasha that she has operated for one year. She has applied for her first loan from KADET to enable her to buy stock of cooking fat, flour, sugar etc. With the anticipate... More from Sarafina's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 489
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 86.5
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Sarafina to buy rice, sugar, flour, and other items.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Feb 27, 2014
Currency Exchange Loss:
Mar 27, 2015