Check out other loans that are currently fundraising!
Ainagul is 55 years old, married, and together with her husband has brought up six children. Ainagul and her spouse have higher pedagogical educations. Both teach at a school, and have a lot of respect among the villagers, since they had graduated more than one generation of educated and talented students. As an additional source of income for their family, Ainagul and her husband raise livestock, having begun 14 years ago with a livestock purchase of 15,000 som KGS. Thanks to her hard work, Ainagul currently has on her homestead: five dairy cows, ten sheep, 12 goats, and two mares. The home has all the conditions for tending livestock. In the winter, the livestock are cared for at home, and with the start of spring are driven to the pastures until the end of autumn. There is a small irrigated area of land, where feed for the livestock prepares itself. Monthly income amounts to 15,000 som (KGS).

With the aim of further developing her homestead, Ainagul applied to Bai-Tushum Bank for a loan - to purchase steers for increasing her livestock count.

Ainagul plans to invest income from the loan in further propagating the quantity of domestic animals, and plans to save money to purchase a lot of land.
View original language description ↓
Айнагул 55 лет, замужем, вместе с супругом воспитывают 6 детей. У Айнагул и ее супруга - высшее педагогическое образование, оба преподают в школе, имеют большой авторитет среди сельчан, так как, выпустили не одно поколение воспитанных и талантливых учеников. В качестве дополнительного дохода для своей семьи Айнагул с супругом занимаются животноводством, стартовав 14 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Айнагул, в ее хозяйстве на сегодняшний день имеется: 5 дойных коров, 10 овец, 12 коз, 2 кобылы. Дома есть все условия для содержания скота. Зимой скот содержит на дому, с началом весны отгоняет скот на пастбище до поздней осени. Есть небольшая поливная земля, где корм для скота готовят сами. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнагул обратилась в Банк «Бай –Тушум» за кредитом - на покупку бычков для увеличения поголовья скота. Доходы от кредита Айнагул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку земельного участка.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ainagul to buy steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Feb 25, 2014
Currency Exchange Loss:
Mar 19, 2015