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José Manfredy
José, 32, studied until 9th grade. He is married and his wife takes care of the home and their two young children. His mother also lives with him, and they all depend on him.

Jose works has worked in an oil change center for 8 months, but he has been doing this job for 6 years. He is asking for a loan because he needs to improve his house, especially the roof which is lacking. This will allow him to meet this need and improve his family's living conditions.

He dreams that his children and family will live in better conditions, in a home made of solid materials, and that he will keep working so that they never lack anything.
View original language description ↓
José tiene 32 años de edad, estudió hasta noveno grado, está casado y su esposa se dedica a los oficios domésticos, tiene dos hijos menores de edad, con él vive su madre, por lo tanto su esposa sus hijos y su madre dependen de él.

José trabaja en un lubricentro, desde hace 8 meses; pero cuenta con 6 años de dedicarse a esta actividad y además se dedica al trabajo de la agricultura.

Él está solicitando este crédito, pues lo necesita para mejorar su casa, ya que le hace falta el techo, esto le permitirá cubrir esta necesidad y que su familia viva en mejores condiciones.

Él sueña con que sus hijos y su familia vivan en mejores condiciones, en una vivienda digna y seguir trabajando para que nunca les falte nada.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 552
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped José Manfredy to improve the roof of his house.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Mar 2, 2014
Currency Exchange Loss:
Nov 17, 2015