A loan of $3,000 helped to purchase 2 cows and forage for feeding the livestock.


Svetlana's story

Svetlana lives in Meghri town with her husband, daughter and son. Her son serves in the army.

Svetlana keeps a cow. She started agribusiness a few months ago and has worked hard to develop it. Realizing how the income from agriculture is important for Svetlana, she has decided to enlarge her farm. Therefore, Svetlana has applied for this loan to purchase 2 cows and forage for feeding the livestock. With the loan's help, Svetlana will be able to start the production of cheese and will gather more income from its sales.

As this is Svetlana's first loan it has been approved within the framework of the new joint initiative between Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products in the past because they have no credit history.



Loan details


Lenders and lending teams



Loan details