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Virginia Rosalia

Update on Virginia Rosalia

Virginia is a hardworking person. She is an adult and she is separated from her husband. She has grown children who on on their own. This woman is an example of strength, since despite her limitations she works hard to get ahead. She supports her self with her small convenience store. Despite having vision problems for reading and writing, she works very well in her store. With what little she earns, she has enough to survive and pay for her expenses. Right now, she is asking for a loan in order to buy merchandise for her store. She needs to stock it so she can offer a wider variety of products to improve her sales and also her quality of life.
View original language description ↓
La señora Virginia es una persona trabajadora, mayor de edad y separada de su esposo, tiene hijos adultos que ya son independientes, la señora demuestra un ejemplo de gran fortaleza, ya que pese a sus limitaciones se esfuerza mucho por salir adelante y se mantiene sola con su pequeña tienda de abarrotes, a pesar que tiene dificultades con la vista para poder leer y escribir, se desenvuelve muy bien en su tienda, lo poco que gana le alcanza para poder sobrevivir y cubrir todos sus gastos. Actualmente solicita un préstamo con el fin de comprar mercadería para su tienda, ya que le hace falta abastecerla, de forma que pueda ofrecer más variedad de productos, para mejorar sus ventas y a la vez su calidad de vida.

Previous Loan Details

Virginia lives in the "Pampa de la Isla" neighborhood. She is of advanced age and is separated from her husband. Her children are now independent. Despite an illness that affects her vision, she continues her work with her small grocery store. She earns so little that it is barely enough to survi... More from Virginia Rosalia's previous loan »

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Virginia Rosalia to buy merchandise for her store.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Mar 17, 2014
Currency Exchange Loss:
Dec 17, 2015