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Asociacion Sin Fronteras Group
In this Group: Socorro Benita, Lidia De Los Angeles, Felipa Lorena

Update on Asociacion Sin Fronteras Group

This group is made up of three partners. Lidia is 43 years old, married and has three children. She has been selling arts and crafts for seven years. She began by selling candy at the fairs outside the country and also clothing and cosmetics. She has been a client of the institution for five years. She will use the money from this loan to buy wooden crafts, shoes, sandals, etc. Socorro is 56 years old and sells paper goods. Felipa is 55 years old and sells fruit.
View original language description ↓
Este grupo está formado por tres socias, Lidia es una mujer que tiene 43 años de edad, casada, con tres hijos, desde hace 7 años se dedica a vender productos de artesanías, ella inicio vendiendo dulces en ferias en el extranjeros y vendiendo ropa y cosméticos, tiene cinco años de ser cliente de la institución. Este crédito lo invertirá en la compra de artesanías variadas, artesanías de madera, zapatos, sandalias, marimbas, camisas guayaberas etc. Socorro tiene 56 años de edad y su negocio es la venta de papel y Felipa tiene 55 años y su negocio es la venta de frutas.

Previous Loan Details

This group is made up of three small businesswomen. Lidia is one of them and she is a hardworking, 42 year old woman. She is married and sells wooden arts and crafts. She has also had a small store for four years. Her husband helps her run her store, while she tends to the art business that s... More from Asociacion Sin Fronteras Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Asociacion Sin Fronteras Group's $1,375 loan helped a member to buy arts and crafts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 7, 2014
Mar 1, 2014
Currency Exchange Loss:
Aug 17, 2014