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Omm Shg Group
In this Group: Anjali, Basanti, Jayanti, Sabitri, Duhkhi, Dileswari, Jogeswari, Rukmini, Basanti, Kamalini
Anjali is the group leader of a 10-member group from a small village situated in the Sonepur district of Odisha, India. Her family is comprised of seven members: herself, her husband and five children. The member standing with her hand raised is Anjali.

At present, she has been running a general store with the help of her husband for the last twenty years. Anjali is a very active lady who wants some extra income with her own efforts.

At present, her family income is Rs 7,500 per month, which is not sufficient to maintain her family. To improve her living conditions and earn some extra income, she wants to take a loan. With the loan, she will purchase bath soaps, washing powder, bangles, vanity bags, money purses, deodorant spray, face creams and some household items. It will be the first loan for this "Omm SHG" group from People's Forum.

Anjali dreams of being a wholesaler of general household items in her locality.

The other nine members of the group want loans for the development of their existing businesses such as grocery shop, betel shop, goat rearing, etc.

Additional Information

More information about this loan

People's Forum focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 2
    View loans »
    India Loans Fundraising
  • $6,744,125
    Funds lent in using Kiva
  • 62.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Omm Shg Group's $2,425 loan helped a member to purchase bath soaps, washing powder, bangles, vanity bags, money purses, deodorant spray, face creams and some other personal items.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Feb 25, 2014
Currency Exchange Loss: