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Ruzanna is raising two children alone. She has extensive experience in selling children’s clothing and currently manages two sales locations in the market. Both locations have proven to be profitable, yielding Ruzanna around $800 of income each month with $3,000 invested in inventory.

Ruzanna relies solely on her income to support herself and her two sons. She has about 4 years of experience in this area of retail and has been excited to witness the growth of her business. She recently made the decision to open a third vending kiosk for children’s clothing and is requesting a loan for $800 to purchase a variety of clothing that will fill the shelves of the new location. She knows that successful expansion will lead to higher profits for the business and in turn a higher income for her family.

Рузанна Аракелян сама виховує двох дітей. Вона має багатий досвід роботи в роздрібній торгівлі дитячим одягом. Зараз в неї дві торгові точки на місцевому ринку. Бізнес Рузанни досить прибутковий, щомісяця вона заробляє 800 доларів, в товар в неї вкладено приблизно 3000 доларів.

Рузанна покладається лише на себе у забезпеченні родини. Вона працює на ринку вже 4 роки, її бізнес постійно зростає. Нещодавно Рузанна вирішила відкрити третю торгову точку з продажу дитячого одягу, для чого їй потрібна позика в 800 доларів. Вона планує закупити новий одяг для свого третього кіоску. Рузанна вірить, що успішний розвиток бізнесу обов’язково надасть їй можливість отримати високі прибутки та забезпечити власну родину гідним життям.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ruzanna to increase working capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 8, 2007
Mar 21, 2007
Currency Exchange Loss:
Sep 26, 2007