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Gloria Del Carmen
Mrs. Gloria G. is a hard-working woman who has always put the daily food on the table for her small son, and she does this by means of her arduous efforts selling cosmetic products in the Sandino City municipality in Managua.

These days, Gloria has managed to get ahead thanks to the support provided by Ceprodel which she has used for the purchase of the cosmetics. Once again, she has solicited the support she needs to buy said products from her suppliers. She comments that she will continue with the loans in order to improve her family’s financial situation.

View original language description ↓

La señora Gloria G. es una dama muy esforzada ya que siempre ha llevado el pan diario a su mesa para beneficiar a su pequeño hijo y lo hace por medio de su ardua labor de venta de cosméticos en el municipio Ciudad Sandino en Managua.

Hoy en día la señora Gloria ha logrado salir adelante gracias al apoyo proporcionado por Ceprodel el cual lo ha utilizado para la compra de los cosméticos. Una vez más ha solicitado el apoyo ya que requiere comprar de sus proveedores dichos productos. Según comenta continuara con estos créditos para mejorar la condición económica de su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Gloria Del Carmen purchase of cosmetic products.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 29, 2008
Oct 14, 2008
Currency Exchange Loss:
Jan 15, 2010