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Manuel is a 26-year-old married man. He lives with his two children who are both minors. The currently live in the Suchitepequez department.

Manuel makes his living with two occupations. One is buying and selling shoes, which he does in his community's local market. The other is working as a security guard in a health center. He chose the first occupation because his father made his living doing the same. Thanks to his teachings, he now makes an income and profits that allow him to contribute to his family's finances.

Now he has decided to request a loan of 4,000 quetzales to buy land as he wants to build a house. He will pay the loan back with the two jobs he has now.

He has many aspirations one of which is to have a storefront where he can display his business. The purpose will be to offer his customers better service and in that way increase his profits to give his family a better quality of life.
View original language description ↓
Manuel es un hombre casado de 26 años de edad, vive junto a sus dos hijos ambos menores de edad, actualmente viven en el Departamento de Suchitepequez.
Manuel se dedica a dos actividades las cuales son: la compraventa de zapatos, que lo realiza en el mercado local de su comunidad y la otra actividad que realiza como guardián de seguridad en un centro de salud. La primera actividad la eligió porque su padre se dedicaba a lo mismo y gracias a esas enseñanzas ahora el obtiene ingresos y ganancias que le ayudan a contribuir a la economía de su familia.
Por lo que ahora ha decidido solicitar un préstamo de Q 4,000.00 para comprar un terreno, ya que desea construir su vivienda. El préstamo lo pagara con los dos trabajos que actualmente cuenta.
El tiene varias aspiraciones una de ellas es tener un local en donde pueda exhibir su negocio, con el propósito de ofrecerles un mejor servicio a sus clientes y así poder incrementar sus ganancias para darles una vida de calidad a su familia.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.


About Guatemala

  • $5,300
    Average annual income
  • 40
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Manuel to buy land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2014
Feb 28, 2014
Currency Exchange Loss:
Dec 17, 2014