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Solace is fifty-one years old, and lives locally to the field partner's office. He owns a plot of land where he grows vegetables, and he has more than ten years' experience in his business. Solace is married and has children.

He has requested this loan of 300,000 francs CFA, in order to buy seeds and fertilizer for his vegetable-growing business. He starts his working day at 6am and finishes at 5pm. Solace is responsible for the day-to-day expenses of his family and the school fees of his children.

In the future, he would like to improve his land and continue his vegetable-growing business.
View original language description ↓
Monsieur SOLACE est un homme âgé de 51 ans qui habite dans le même quartier que le guichet. Il détient un périmètre et y pratique le maraîchage. Il a une expérience de plus de 10 ans dans cette activité. SOLACE est marié et père de famille. Il sollicite ce crédit d’un montant de 300.000F pour acheter des semences et engrais pour la bonne pratique du maraîchage. Il commence sa journée à 6h du matin pour la terminer à 17h le soir. Il prend en charges les dépenses quotidiennes de sa famille et les frais scolaires de ses enfants. A l’avenir il voudrait aménager l’ensemble de ses terrains pour y pratiquer le maraîchage.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 478.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Solace to buy seeds and fertilizer for his agricultural business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Feb 8, 2014
Feb 24, 2014
Currency Exchange Loss:
Aug 17, 2014