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Emelinda Group
In this Group: Magdaong , Emlinda, Judelyn
Magdaong is the featured borrower of Emelinda group. In acquiring a loan from Kiva partner Al Majmoua, she chose to join two group members that she has been best friends with since they arrived to work in Lebanon.

Magdaong is a forty-three-year-old single mother who works as a house keeper to provide her beloved child with the necessary standard of living. She is a hard worker who has an agricultural business back in her hometown in the Philippines, which her beloved parents are taking good care of, and she is working hard to support it properly from Lebanon. Today she is acquiring a loan from Kiva partner Al Majmoua, to support her agriculture business back in the Philippines with the necessary seeds and fertilizers and essential agricultural supplies. This will help her make sure that her own business will develop properly so that when she decides to go back home her agriculture business will cover her family's needs.

Magdaong is the first lady from the left with a white top. As for the other group members, Emlinda is the lady at the center and Judelyn is on the right.

Additional Information

More information about this loan

This loan helps Palestinian refugees living in Lebanon, specifically in refugee camps throughout the country. Palestinian refugee camps in Lebanon often have poor infrastructure and do not receive the same basic services as the rest of the country. Palestinian refugees have been marginalized by the Lebanese government and society, as they face many restrictions and discrimination in the work, educational, and health fields. By funding this loan, you are helping these marginalized individuals develop their businesses and provide for their families.

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 80
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Emelinda Group's $1,200 loan helped a member to support her agriculture business back in the Philippines with the necessary seeds and fertilizers and essential agricultural supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Mar 18, 2014
Currency Exchange Loss:
Aug 17, 2014