A loan of $350 helped to buy materials to use for house repair.


Nelia's story

Nelia, 40 years old, is married and lives in Caputol, Aloran, Misamis Occidental, Mindanao, Philippines.

Nelia and her husband earn a living through farming. She has experienced hardships in raising their family. This industrious member helps her husband plowing the rice field and planting vegetables and other varieties of agricultural commodities.

Nelia decided to join Paglaum Cooperative. Hearing all the benefits she didn't hesitate to become a member. She has received several loans already and paid her obligations in a timely manner. Recently, Nelia requested PHP 14,900 to buy materials to use for house repair. The income she earns from their farming activities shall be used to pay off the loan she requested from PMPC

Being a MIGS member (Member in Good Standing) of the cooperative, she has been able to manage her income. She is able to provide for the daily needs of her family. Nelia is very thankful because if it were not for Paglaum, she might not have any savings at all nor be guided properly in her finances. She hopes to own a land tractor someday for their rice field.



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