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Janet is 42 years old. She is a married mother of one kid who is in school. She is a very hardworking entrepreneur.

Janet has a making and selling of cakes business in the Philippines. Janet requested a 24,000 PHP (Philippines pesos) loan amount through NWTF in order to buy additional ingredients for her cake-making business.

Janet has been in this business for 15 years. In the future, Janet would like to save enough money to build a bakery at a public market.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 320
    View loans »
    Philippines Loans Fundraising
  • $70,648,200
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Janet to buy additional ingredients for her cake-making business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Feb 24, 2014
Currency Exchange Loss:
Dec 17, 2014