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Paraiso Group
In this Group: Manuela, Manuela, Catarina , Diego, Juan
Manuela (first one on the right in the photograph) is 35 years old. She is married and has five children. She lives with her family in Nahualá, Sololá. She devotes herself to the production and sale of bananas. She does this in the community where she lives. She learned this business activity from her parents, who been engaged in the same business activity for many years. This work generates the income needed for her to support her family.

She says that she likes this business activity because it is honest, and it helps her to feel useful in her community. She has been doing this work for over 25 years.

She decided to organize a group with the objective of having her colleagues mutually help each other. This way they will improve their standard of living.

She will use the loan to buy supplies (fertilizer and to pay for labor) for maintenance of the banana crops.

Manuela dreams of expanding her banana crops. This way she would increase her income in order to improve her quality of life and to give land to her children as a means of production.
View original language description ↓
Manuela (primera de derecha a izquierda en la fotografía) es una señora de 35 años de edad, casada, tiene 5 hijos; vive junto a su familia en Nahualá, Sololá.
Ella se dedica a la producción y venta de banano, lo cual lo realiza en la comunidad donde vive; esta actividad la aprendió de sus padres, quienes se dedicaban a lo mismo desde muchos años atrás. Esta labor le genera a ella los ingresos necesarios para su sostenimiento familiar. Ella comenta que le gusta esta actividad porque es honesta y la ayuda a sentirse útil a su comunidad. Tiene más de 25 años de realizar esta labor.
Ella decidió organizar un grupo con el objetivo de ayudarse mutuamente con su compañeras y asi mejorar sus niveles de vida. Utilizará el préstamo para la compra de insumos (fertilizante y pago de mano de obra) para mantenimiento de las plantaciones de banano.
Manuela sueña con incrementar la extensión de sus plantaciones de banano y asi incrementar sus ingresos para mejorar su calidad de vida y proporcionarles terrenos a sus hijos como medio de producción.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 51
    View loans »
    Guatemala Loans Fundraising
  • $12,573,175
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Paraiso Group's $1,550 loan helped a member to buy supplies (fertilizer and to pay for labor).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2014
Feb 28, 2014
Currency Exchange Loss:
Jan 17, 2015