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Guineales Group
In this Group: Sara Elizabeth, Isabel , Elena Felipa, Julia, Ana Rosa, Manuela, Antonia
Sara is a 22-year-old woman (shown in the photo standing in the first position, from right to left). She is single and lives with her family in Santa Catarina Ixtahuacan, Sololá.

Sara produces and sells bananas in the community where she lives. She learned this trade from her parents, who have been doing this type of work for many years. Sara works so that she can generate the needed income to sustain her family. She says that she enjoys the work because it is an honest way to earn a living and it makes her feel useful to her community. Sara has been doing this type of work since was a girl. She and her parents have been working for more than 15 years.

Sara decided to organize a group so that she and the other members could help one another improve their standard of living. She will use the loan to buy supplies (fertilizer) and pay for labor so that she can maintain her banana plants. Sara dreams of increasing her banana plots so that she can earn more income to build two houses in the near future.
View original language description ↓
Sara (primera de derecha a izquierda en la fotografía) es una señorita de 22 años de edad, soltera, vive junto a su familia en Santa Catarina Ixtahuacan, Sololá.
Ella se dedica a la producción y venta de banano, lo cual lo realiza en la comunidad donde vive; esta actividad la aprendió de sus padres, quienes se dedicaban a lo mismo desde muchos años atrás. Esta labor le genera a ella los ingresos necesarios para su sostenimiento familiar. Ella comenta que le gusta esta actividad porque es honesta y la ayuda a sentirse útil a su comunidad. Realiza esta labor desde niña junto a sus padres desde hace más de 15 años.
Ella decidió organizar un grupo con el objetivo de ayudarse mutuamente con su compañeras y asi mejorar sus niveles de vida. Utilizará el préstamo para la compra de insumos (fertilizante y pago de mano de obra) para mantenimiento de las plantaciones de banano.
Sara sueña con incrementar la extensión de sus plantaciones de banano y asi incrementar sus ingresos para poder construir dos casas en un futuro cercano.

Additional Information

More information about this loan


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 62
    View loans »
    Guatemala Loans Fundraising
  • $12,439,175
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Guineales Group's $4,200 loan helped a member to buy fertilizer and pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2014
Mar 1, 2014
Currency Exchange Loss:
Mar 19, 2015