Buena Esperanza Cajata Pampa Group
This loan will benefit small entrepreneurs such as Sra. Carmen. She says that this is her second year with Pro Mujer. Carmen joined after receiving an invitation from a promoter of the organization who came to her house to visit her. She currently has a business of selling detergents. Carmen has become more knowledgeable about this business since her friends who were in the same line of work recommended that she start it.
The loan she is receiving now will be used to increase her capital for buying detergents. She will acquire her products from the wholesale vendors in the city of El Alto and then sell them from her retail space. Working in this manner will enable her to generate income for supporting her family. Carmen is married and has three children.
When asked what she likes about Pro Mujer, Carmen said that she enjoys the training seminars offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Carmen es integrante, ella indica que es el segundo año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de detergentes; da a conocer que este negocio lo emprender por recomendación de sus amigas quienes tienen el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de detergentes) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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