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Update on Judith

This is Judith. She belongs to the bank “Luz del Sur” in the city of Cusco, Peru.

She continues with her business of manufacturing and maintaining refrigeration equipment. Judith has dedicated herself to this business for a good amount of time, which has gone well for her thanks to the determination that she puts into her business every day. She wishes to be able to continue working and therefore continue supporting her family.

She requested this loan to be able to purchase materials like refrigerator motors.

Judith is very thankful to Kiva for the loan awarded and promises to complete her established payments.
View original language description ↓
La socia es la señora Judith, ella pertenece al banco “LUZ DEL SUR” de la ciudad del Cusco – Perú.
La socia continua con su negocio de fabricación y mantenimiento de equipos de refrigeración, la socia Judith lleva buen tiempo dedicándose a este su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicito el crédito para la compra de materiales como motores de refrigeración.
La socia Judith está muy agradecida con KIVA por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

The member Judith belongs to the bank "Luz del Sur" of the city of Cusco - Peru. The member is single and is the mother of two children. Judith is still devoted to the manufacture and maintenance of refrigeration equipment. This time, Judith needs the loan to buy material such as stainless ste... More from Judith's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Judith to purchase materials like refrigerator motors.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Feb 27, 2014
Currency Exchange Loss:
Jul 17, 2014
This photo was used before for a previous loan for Judith. It was first posted on Kiva on Oct, 2012. Learn More