Check out other loans that are currently fundraising!
Sapolaneh Group
In this Group: Aminata, Fatmata, Aminata, Fatmata
Aminat B., Fatmata B., Aminata K. and Fatmata K. have all teamed together in a group called Sapolaneh. They have successfully repaid previous loans from Salone Microfinance Trust (SMT) and are now applying for a fourth loan. This, like their previous loans, will help them in improving their businesses and therefore improving the living standards for them and their dependents.

Aminata (pictured at left) is the leader for this group. She was born in Mile 91, a small town in the Tonkolili district, north of Sierra Leone. She is 25 years old and married with two children; one child is in primary school and the other is too young to start school.

Aminata has been selling cottons for three years. With her previous loan, she was able to buy 15 bales of cottons at a village called Bamoi (at a cost of Le 28,000.00 per bale). With this loan, Aminata will increase the amount of cottons she buys to 25 bales. Her aim now is to buy these cottons from Bamoi at a cheaper rate, and then supply her colleagues here in Makeni. This will allow her to make more of a profit, which, she said, means happiness for her.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,082,750
    Funds lent in using Kiva
  • 2,925.0
    Sierra Leone Leones (SLL) = $1 USD