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Judid Carolina

Update on Judid Carolina

The group member belongs to the communal bank, “Santa Rosita de Lima” which is part of the Arariwa Association. She continues managing a carpentry shop. She has dedicated herself to this business for years, and it has been satisfying for her, financially as well as personally. She is a responsible and diligent person, and this is the way that she supports her family.

She makes different kinds of furniture such as beds, counters, tables, chairs, and other items. She wants to continue working this way to support her family.

She is requesting a loan for the purchase of wood. She thanks those, who by this means are part of her dream; and she promises to make her payments.
View original language description ↓
La socia pertenece al banco comunal “Santa Rosita de Lima” de la Asociación Arariwa.
La socia continua administrando una carpintería, la socia lleva años dedicándose a este negocio el cual le trae satisfacciones tanto económicas como personales, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia, la socia elabora diferentes tipos de trabajos como camas, reposteros, mesas, sillas entre otros, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de madera.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas.

Previous Loan Details

This group member was born in the province of Cusco and lives in the city of Cusco. She is 36 years old and is married and has two children from this beautiful relationship. She belongs to the communal bank "Santa Rosita de Lima" which is part of the Arariwa Association. Her main economic ac... More from Judid Carolina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 72
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Judid Carolina to purchase wood.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Feb 25, 2014
Currency Exchange Loss:
Jul 17, 2014
This photo was used before for a previous loan for Judid Carolina. It was first posted on Kiva on Dec, 2012. Learn More