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Jagannath Shg Group
In this Group: Bhanumati, Sabita, Purnna, Bala, Hiradei, Kamala, Damae, Purna, Kanak, Suna, Kanak, Subhadra
Bhanumati belongs to a small village in the Koraput district, which is located in the forest area of Odisha, India. In the picture, the lady standing with her hand raised is Bhanumati.

She is 30 years old and alternates her daily activities with her work in agriculture. She has been in business for years and things have gone well for her because of the hard work she does. Bhanumati is responsible and persevering and sells her goods to customers who request them. Her aim is to continue working to get ahead.

Bhanumati is requesting a loan to buy fertilizers and seeds for her cropland.

All the members of this "Jagannath Shg" group are women. The other members are involved in the sale of vegetables, food and drink, agricultural services, fruit and vegetable cultivation, and raising small animals.

Bhanumati is grateful for the loan and committed to paying it back on time.

Additional Information

More information about this loan

People's Forum focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 39
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 62.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Jagannath Shg Group's $2,325 loan helped a member to buy fertilizers and seeds for her cropland.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Feb 22, 2014
Currency Exchange Loss: