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Rhubemuguma Group
In this Group: Cibalonza, Furaha, Namasali, Nsimire, Nabintu, Faida, Nsimire, Maneno, Vumilia, Francoise, Muhindo, Furaha, Claire, Faraja, Sinandugu, Cibalonza, Fitina, Nsimire, Neema, Nabifuko, Namanvu, Babwirriza, Namudumbi, Nsimire, Furaha, Faida, Barhalibirhu, Nyota, Furaha, Ntakwinja, Faida, Nzigire, Chimanyire, Byenda, Nzigire
Ms. Claire, the advisor in the loan group Rhubemuguma, is the mother of seven children, of whom six are in school, and one is not yet school-aged. She is 35 years old and married to a farmer. A merchant for over ten years, she is requesting this new loan to purchase 1,000 kg of dried cassava. The big problems she encounters while operating her business are drops in sales and prolonged electrical outages during rainy periods.
View original language description ↓
Madame Claire, conseillère dans le groupe de credit Rhubemuguma est mère de 7 enfants dont 6 sont scolarisés et 1 n’a pas encore atteint l’âge de scolarité. Agée de 35ans, elle est mariée à un cultivateur. Commerçante depuis plus de 10ans, elle sollicite ce nouveau prêt pour acheter 1000kg de manioc sec. Le grand problème qu’elle rencontre dans l’exercice de son activité c’est la mévente et l’absence prolongée de l’énergie électrique pendant la période pluvieuse.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 13
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Rhubemuguma Group's $4,475 loan helped a member to purchase dried cassava to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 22, 2014
Feb 23, 2014
Currency Exchange Loss:
Jun 17, 2014