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Imtiaz is 45 years old and an active borrower of BRAC Pakistan. He has four children, and is the only one responsible for managing his household. Imtiaz is a carpenter by trade and has been running his carpentry business for many years.

Imtiaz wants to expand his business to fulfill the demands of his customers. To do this, he needs to buy different types of merchandise including pieces of wood in bulk, cutter blades and needles, as well as other relevant tools and accessories. Due to financial constraints, he is not in a position to buy these items. Therefore, he has requested a Kiva S.E.P loan from BRAC Pakistan. This loan will enable him to expand his business and help him buy relevant merchandise.

Imtiaz is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Imtiaz buy wood, cutter blades and needles to expand his carpentry business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 4, 2014
Feb 22, 2014
Currency Exchange Loss:
Feb 21, 2015