Emma is 54 years old and widowed with eight children.
Emma works hard to provide for her family. She runs a general store in the Philippines and requested a 13,000 PHP (Philippines pesos) loan through NWTF in order to purchase more groceries to sell.
Emma has borrowed and repaid three loans from NWTF before this loan. She has been running the general store for 15 years and also earns an income from farming sugarcane and food vending.
Emma aspires to save money to expand her business.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.