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Ruth Mery
Ruth Mery is 58 years old. She has two children and she is in her third semester of Cosmetology and Esthetics.

She chose this course of study because she likes to serve and help care for the body. For her it means fulfilling herself as a person. She must take advantage of the opportunity Campo Alto provides for a technical course of study, because due to the economic situation it would be impossible to do.

She wants to become independent in the short term, creating her own business with her granddaughter, who also completed this course of study at Campo Alto and is going to do a Business Certificate this semester.

She needs the loan because she does not have a fixed job and she wants to ensure she will finish the semester at this institution that supports her personally and professionally.

The expectations when she finishes the program are to help her grandchildren undertake a course of study, since the only thing that should be left as an inheritance in life is studying, and to continue specializing in everything to do with Cosmetology and Esthetics in order to always be up to date in her career.
View original language description ↓
Ella es Ruth Mery, tiene 58 Años tiene dos hijos y estudia tercer semestre de Cosmetología y Estética.
Escogió esta carrera porque le gusta servir y ayudar a cuidar del cuerpo, Para ella significa realizarse como persona, ya que debe aprovechar la oportunidad que da Campo Alto de una carrera Técnica porque por la situación económica seria imposible realizar.
Desea independizarse a corto plazo creando la propia empresa con la nieta, quien también culmino esta carrera en Campo Alto, por esto va a hacer un Diplomado Empresarial este semestre.
Necesita el convenio porque no tiene trabajo fijo y quiere asegurar la culminación del semestre en esta institución quien apoya personal y profesionalmente.
Las expectativas cuando termine el programa es ayudar a que los nietos estudien una carrera ya que es lo único que se debe dejar de herencia en la vida es el estudio.
Continuar especializándose en todo lo que es Cosmetología y Estética para siempre estar al día en la carrera.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 229
    View loans »
    Colombia Loans Fundraising
  • $17,873,225
    Funds lent in using Kiva
  • 2,032.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Ruth Mery to pay fees for a semester.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Feb 27, 2014
Currency Exchange Loss:
Jul 24, 2014