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Esperanza  De Vida Con El Futuro Group
In this Group: Betty Consuelo, Maria Isabel, Noemi Aida, Juana, Rossi Maribel, Policarpio, Reina, Guillermo, Elizabet Rocio

Update on Esperanza De Vida Con El Futuro Group

Elizabet, 37, is married and has two dependent children. The "Esperanza de Vida" group is made up of nine responsible and supportive members. Elizabet works selling and distributing cakes and soap. She is joining the group for the first time, on the recommendation of her neighbor, who is also a member of the group. Elizabet's wish is to have her own retail establishment. She asked for the loan to buy cakes and soap. The "Esperanza de Vida" group is grateful to the Kiva lenders for making this loan possible. Elizabet is the first one on the right, wearing a pink shirt and light-blue pants.
View original language description ↓
Elizabet de 37 años de edad es casada con 02 hijos dependientes. El grupo “Esperanza de Vida” está conformado por 09 socios responsables y solidarios. Elizabet se dedica a la venta y distribución de Queques y Jabón. Ella se incorporó por primera vez, por recomendación de su vecina que también es socia del grupo. El anhelo de Elizabet es tener su propio local de venta. Solicitó el crédito para la compra de queques y Jabones. El grupo “Esperanza de Vida” agradece a los inversionistas Kiva por facilitar este crédito. Elizabet es la primera del lado derecho, viste polo rosado con pantalón celeste.

Previous Loan Details

Meet the “Esperanza De Vida Con El Futuro” group. Composed of 8 members it is going into it's 8th cycle. Guillermo is 56 years old. He is a widower and has 4 children, two of them still dependent on him. He sells kitchen utensils door to door. Through his work and efforts he has been able to ... More from Esperanza De Vida Con El Futuro Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza De Vida Con El Futuro Group's $3,475 loan helped a member to buy cakes and soap.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 17, 2014
Feb 24, 2014
Currency Exchange Loss:
Jul 17, 2014