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Zina is a farmer from Haytagh village. She lives with her husband and two grown-up sons (ages 28 and 25).

Zina keeps only one pig and cultivates wheat, potatoes and greens. Because of hard financial conditions, Zina feels very responsible for running the farm in a sustainable way and she would greatly like to enlarge it.

Zina has applied for this loan to be able to purchase fertilizer and potato seeds. The loan will be a big help for this hardworking woman as she will increase agricultural turnover and will gather more income. Zina hopes for lenders' support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 163
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zina to pay for fertilizer and potato seeds.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 30, 2014
Feb 21, 2014
Currency Exchange Loss:
Feb 17, 2016