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Coka - Kiwalani Group
In this Group: Stephano, Rehema, Nuru, Elias, Sauda
Stephano, who is his early 30s is married with two children. One of his children is in school and the other one is still young. Stephano has been selling materials, like cement, bricks and sand, and has had a motorcycle for two years now. He works from 7 a.m. to 5:30 p.m. daily, and is able to make a fair monthly profit.

This will be Stephano's 5th loan from Tujijenge Tanzania. He used the previous loans to buy a motorcycle, cement and bricks and has paid back all his loans successfully. He used the profit to pay school fees and cover household expenses. He will use this loan to buy cement, bricks and sand for his hardware business. He dreams of opening another hardware shop in a different area.

Stephano will share this loan with his loan group, "Coka - Kiwalani," which has five members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,623.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Coka - Kiwalani Group's $3,900 loan helped a member to buy cement, bricks and sand for his construction business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 17, 2014
Feb 24, 2014
Currency Exchange Loss:
Sep 17, 2014