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Harutyun is 50 years old and lives in Vanadzor city in the Lori region. Harutyun has graduated from Vanadzor State Pedagogical Institute in Armenian Language and Literature. Harutyun is divorced and now his children and his ex-wife live abroad. Harutyun lives with his retired mother. He works at the nearby village school as a teacher of Armenian Language and Literature. He is very beloved and respected as a specialist by his pupils and his colleagues. Harutyun also gives paid private courses in Armenian Language and Literature to pupils who are going to take entrance examinations. Harutyun is a very interesting and romantic person. He is a talented painter and as he says, while painting he is relaxing and his inner world becomes brighter and richer.

Harutyun is asking for a loan of 300.000 Armenian drams to buy a computer. He wants to make some innovations in his teaching methods and the computer will serve as a source of useful information for him and his pupils.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 162
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • 412.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Harutyun to buy a computer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Feb 20, 2014
Currency Exchange Loss:
Aug 17, 2015