A loan of $2,650 helped to increase his working capital to perform mobile money transfers.


Jimmy's story

41-year-old Jimmy has steadily grown his business. He operates a Zoona mobile money transfer business and an auto spare parts business in his home town of Lundazi. He has been involved with the business for five years and he is very well known in the community. Jimmy, who is married and a father of three, is very hard working. With the help of Kiva lenders, he has managed to expand his business. This has helped him earn more profits and service customers who need to access financial services. Jimmy’s first two loans helped him boost his working capital and expand his business by opening four additional Zoona mobile money outlets in the eastern province of Zambia. The profits from his business helped him to provide for his family and take his children to better schools. He says his standard of living has also improved with the growth of his business. He is requesting his third Kiva loan to help him boost his working capital at his five mobile money transfer outlets. This will insure that he stays capable of serving his growing customer needs to send and receive money. Jimmy explains how he is grateful to be connected with Kiva lenders and thankful for the opportunity to access affordable working capital to grow his business.



Loan details


Lenders and lending teams




Loan details