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Séjour Olivier
Séjour is a 42-year-old man who is married and the father of 4 children aged between 1 and 10. He has been running a restaurant for 12 years. It is thanks to his business that he is able to take care of his family. He is not able to make a large profit because he has to buy his ingredients retail. This is why this loan is important to him, as it will enable him to increase his inventory of food (trays of eggs, milk, bags of groundnuts, one bag of rice and other ingredients he needs to make his meals). Buying in bulk will help him to avoid having to travel every day and will decrease his taxi expenses, as well as increasing his profits. He will reinvest part of his profit in his business so that he can expand his restaurant and part of his profit will enable him to meet his family's needs.
Séjour est un homme de 42 ans marié père de 4 enfants dont l'age varie entre 1 et 10 ans. Il a ouvert un restaurant qu'il gère lui même depuis 12 ans. c'est grâce à lui qu'il s'occupe de sa famille. Le fait d'acheter les produit de restauration en détail ne rapporte vraiment grand chose pour lui. D'où l'importance de ce crédit pour son activité parce que ça lui permettra d'augmenter le stock de ses denrées alimentaires (alvéole d’œufs, lait, sacs de d'arachide, 1 sac de riz et le petit nécessaire pour cuisiner ses plats. Cela lui évitera les déplacements quotidiens et diminuera ses frais de taxi, ça augmentera aussi ses bénéfices. Il réinvestira une partie de ce profit pour agrandir son restaurant, l'autre l'aidera à subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.


About Cameroon

  • $2,400
    Average annual income
  • 2
    View loans »
    Cameroon Loans Fundraising
  • $1,301,275
    Funds lent in using Kiva
  • 478.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Séjour Olivier to increase his inventory of food.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 3, 2014
Feb 21, 2014
Currency Exchange Loss:
Apr 20, 2015