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Karshaidan is a 46-year-old married woman in the business of selling milk with her husband for many years. She has 2 cows and 2 calves. She sells milk to many of her neighbors. Her business is good enough to give her decent life. She also sells animals on a seasonal basis to generate extra income. She has 2 children. She is very motivated to provide them a beautiful life with good education, food and clothing. She has improved her business to meet the day to day expenses of life. It’s her 7th year with Kashf Foundation. She is happily running her business through support of it. Currently she applied a loan of Rs. 50,000 to purchase another cow. She hopes to increase in the production capacity of milk which ultimately helps generate more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Karshaidan to purchase another cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2014
Feb 19, 2014
Currency Exchange Loss:
Jan 17, 2015