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Anahit is 46 years old and she lives in the village Ddmashen in Gegharkunik region. Anahit has a son who is 21 years old at this moment and he is unemployed and since he has no higher education it is difficult for him to find a job. For the past 18 years Anahit has worked at the school as a teacher of physics and simultaneously with her son she is engaged in farming and agriculture. They breed in their farm three cows, three heifers, two calves, three piglets and 40 chickens.

Anahit manages to sell milk, meat and eggs to her regular customers from her farm. As Anahit says the income is not consistent from farming, but she hopes that with her son they will manage to develop and have successes in it. Anahit asks for a loan of 1.000.000 Armenian drams in order to buy a lot of animal fodder since the hay that they bought for winter turned out to be not enough and Anahit hopes, that thanks to this loan she may provide her cattle with more fodder.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 411.8
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,450 helped Anahit to buy a lot of animal fodder since the hay that they bought for winter turned out to be not enough.
68% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 19, 2014
Currency Exchange Loss: