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Gavharby was born in 1978. She is married to Safarhuja. Gavharby is raising three children who are 24, 20 and 18 years old. Her mother-in-law also lives with her family. She is a pensioner. Gavharby has been busy selling clothes and toys for more than 16 years. She sells women’s and children’s clothes and toys in her own shop. When she began her business 16 years ago, she did not have her own place to sell and her working capital was small. Little by little, she developed her business. Now, she manages her business successfully. She is going to buy women’s and children’s clothes and toys for the new season. She is asking for a loan of 10,000 Somoni with this aim. She awaits your support.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gavharby to buy women’s and children’s clothes and toys for the new season.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Feb 18, 2014
Currency Exchange Loss:
Sep 17, 2015