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Los Urpichas De Huancaro Group
In this Group: Yery Bernarded, Jose Luis, Fernando, Erick Mijhail*, Patricia, Mario, Daniel, Roger Robert Rodrigo*, Miguel, Cirilo
* not pictured
The members belong to a communal bank known as ‘Los Urpichas de Huancaro’, which is located in the district of Cusco and belongs to the province and department of the same name.

One member, Yery Bernarded, 34, lives with her partner and has three children. She has a business selling vegetables, such as carrots, tomatoes and cucumbers. She has a stall in the market where she sells them, working from 8 in the morning until 5 in the afternoon. She has been in this business for seven years and it is going very well. She dreams of having her own shop to sell her products. She is asking for a loan to buy more onions, carrots and cucumbers.

Apart from selling vegetables, other activities the members are involved in are selling animals and running grocery stores or restaurants.

This member appreciates those who help her to fulfill her dream and she promises to pay back her loan on time.
View original language description ↓
Los socios pertenecen al banco comunal “LOS URPICHAS DE HUANCARO”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Yery Bernarded ella es conviviente y tiene 34 años y tiene 3 hijos; ; La socia trabaja en su negocio de venta de verduras, la socia también vende zanahorias, tomates y pepinos, la socia tiene un puesto de mercado donde vende las verduras, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m,la socia ya tiene 7 años en este negocio y le va muy bien, el sueño de la socia es tener un local donde pueda vender las verduras. La socia solicita el crédito para comprar cebollas, zanahorias y pepinos.

Los otros socios se dedican al negocio de venta de verduras, negocio de venta de animales, negocio de tienda de abarrotes y negocio de restaurant.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Urpichas De Huancaro Group's $3,500 loan helped a member to buy onions, carrots and cucumbers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 10, 2014
Feb 19, 2014
Currency Exchange Loss:
Jul 17, 2014