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Marine lives in Stepanavan with her husband. Their only son is 19 years old and currently serves in the army.

Together with her husband, Marine has been running a bakery since 1999. They make the Armenian national bread, lavash, which is in high demand among the local people in Stepanavan.

Marine would like to ask for financial support for her bakery by applying for this loan. The loan will help her to purchase tools and materials for making bread and a heater needed for the bakery.

She will be very thankful to the lenders who will assist her bakery.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Marine to pay for tools and materials for making bread and a heater for the bakery.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 17, 2014
Currency Exchange Loss:
Feb 17, 2016