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Fallou is a young driver, 27 years old, who has been active for over five years. He owns a moto-taxi, and given that the [transport services] he provides is fairly successful for him, he thinks he'll double down and purchase another moto, thus the purpose of this loan. With a daily receipt of 3,500 to 4,000 francs, he can pay off the few bills of his an unmarried man. Also, since he still lives with his parents, he helps in managing the family's day-to-day expenses. Fallou dreams of having a fleet of moto-taxis and managing a large transport company.
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Fallou est un jeune chauffeur âgé de 27 ans qui s’active depuis plus de 5 ans. Il possède une moto-taxi et vu que c’est une activité qui lui réussi pas mal, il a envie de doubler la mise et d’acheter une autre moto ; c’est d’ailleurs l’objet de ce crédit. Avec une recette journalière de 3500 à 4000F, il peut régler ses petits besoins de célibataire, et puisse qu’il vit encore chez ses parents, participer à la gestion de la dépense quotidienne de la famille.
Fallou, rêve de détenir un parc de moto- taxi et de gérer une grande entreprise de transport.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 478.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD