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Twaweza Mwanza Group
In this Group: Ngwashi, Evarist
Ngwashi is in her mid-40's, married and the mother of six children, all of whom attend school. For the last 12 years, she has made her living by selling fabrics. She opens her business from 10:00 am to 05:00 pm daily and is able to make a small profit each month.

This will be her third loan request, which she will use to buy fabrics to increase her sales. With the previous loans, each of which was paid back successfully, she bought clothing, all of which she sold. Ngwashi managed her business well and earned a good profit. She used the profit to build a small house, pay some family expenses and save for the future. She dreams that one day she will be able to build a big house.

She will share this loan with her group, Twaweza, which has two members who will hold each other accountable for repaying the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,623.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Twaweza Mwanza Group's $875 loan helped a member to buy fabrics to increase her sales.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 13, 2014
Feb 24, 2014
Currency Exchange Loss:
Nov 17, 2014