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This single woman's name is Tukhtakhon. She is 56 years old. Her husband died, and she is left to raise her children. But she doesn't think of herself as alone, because she has a daughter and grown up son and daughter. For ten years Tukhtakhon helped her son with his activities. He works in the livestock business. But now she wants, on her own, to start a new business in the field of trading fruits and vegetables. Tukhtakhon wants to sell imported fruits (mandarins, bananas, apples, pears, grapes etc.) from the Republic of Kyrgyzstan in the central market of Isfara. But she doesn't have enough cash to purchase the first goods and for this reason she is requesting a loan. Tukhtakhon very much hopes that she will succeed in starting a new business and rise to new economic opportunities.
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Эту одинокую женщину зовут Тухтахон. Ей 56 лет. Ее муж скончался, и она осталась одна с детьми. Но она не считает себя одинокой, потому что у нее есть дочка, взрослый сын и невестка. 10 лет Тухтахон помогала сыну в его деятельности. Он занимается животноводством. Но теперь она хочет самостоятельно начать новую деятельность в сфере торговли фруктов и овощей. Тухтахон хочет продавать импортные фрукты (мандарины, бананы, яблоки, груши, виноград и т.д.) из Республики Киргизии на центральном рынке Исфары. Но для купли первого товара у нее не хватает средств и по этой причине она обратилась за кредитом. Тухтахон очень надеется, что ей удастся начать новую деятельность и у нее появиться новые экономические возможности.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Tukhtakhon to purchase first inventory, to start a new activity in the business of fruit trade.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Feb 17, 2014
Currency Exchange Loss:
Nov 17, 2014