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Update on Emma

Emma has been helping her husband working on their own farm to make a living. In return for their many years of farming, the couple earns well to provide the family.

Emma has successfully repaid her previous loan used for the farm. Emma finds ways to improve their income. Without hesitation, she took a new loan to buy organic fertilizer for the next crop.

In the future, Emma wants to make improvements to her house and to improve her family's general living conditions.

Previous Loan Details

Emma is married, 53 years old, and resides in Malibangcao, Clarin, Misamis Occidental along with her family. Her husband is a farmer and she helps to operates their farmland, planting and harvesting corn for sale to earn a living. Emma has successfully repaid her previous loan from Gata Daku MPC... More from Emma's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 347
    View loans »
    Philippines Loans Fundraising
  • $70,796,875
    Funds lent in using Kiva
  • 44.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Emma to buy organic fertilizer for the next crop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 13, 2014
Feb 24, 2014
Currency Exchange Loss:
Sep 17, 2014
This photo was used before for a previous loan for Emma. It was first posted on Kiva on Sep, 2013. Learn More