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Jhony Julio
Jhony, 40, is married with two children: a 17-year-old daughter and an 11-year-old son. He makes a living crafting gold and silver, better known as goldsmithing. He makes all types of jewelry, depending on the orders he receives and tastes of his clients. His jewelry store is in the Villa El Carmen area.

This loan is his first loan cycle with the institution. Jhony is going to use this loan for the purchase of supplies and work materials such as gold, silver, sulfuric acid and metal polish for his business. Jhony confronts challenges in his business such as security concerns, and in the future he will have to invest in the improvement of his business´ security. Jhony´s wish is to improve his family´s quality of life, which is why he works hard and tirelessly.
View original language description ↓
El señor Jhony tiene 40 años, casado con 2 hijos que son una Hija de 17 años y un hijo de 11 Años, el se dedica a la actividad de Artesanía en oro y Plata, mejor denominado como orfebre, realiza todo tipo de Joyas de acuerdo al pedido y gusto de sus clientes tiene su joyería en Zona Villa El Carmen, este préstamo es su primera secuencia dentro de la institución, el señor Jhony va a usar este préstamo para la compra de insumos y material de trabajo como oro, Plata, ácido Sulfúrico, brilla Metal, para su negocio, el señor Jhony enfrenta retos en su negocio que la preocupación por la seguridad , ya que posteriormente tiene que invertir en mejorar la seguridad de su negocio, el deseo del señor Jhony es el de mejorar la calidad de vida de su familia, por lo que trabaja arduamente y sin descanso.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Jhony Julio to buy materials for his artisanal goldsmithing business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 24, 2014
Feb 18, 2014
Currency Exchange Loss:
Sep 22, 2014