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Maa Bramhani Devi Shg Group
In this Group: Rati, Mamina, Kainta, Satya, Puspalata, Sulochana, Upama, Kumudini, Triphala, Amruti
Rati, the lady standing with her hand raised in the photograph, is a lady who is 37 years old and married with three children. She lives with her family in a small village of Odisha, India.

She is engaged in the production and sale of vegetables, which she carries out in the community where she lives. She learned this occupation from her parents, who had been engaged in it for many years. This work generates the income that she needs to support her family, and she comments that she likes this occupation because it is honest, and it helps her to feel useful to her community. She has more than 14 years’ experience in this occupation.

She decided to organize a group with her friends, with the goal of helping each other and thus improving their living standards. She will use the loan for the purchase of supplies such as fertilizer, and for the payment of workers, in order to maintain the vegetable plants.

Rati dreams of increasing the area of her vegetable fields, and thus increasing her income, in order to provide her children with an academic preparation and prepare them for the future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 22
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 61.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Bramhani Devi Shg Group's $2,450 loan helped a member to purchase supplies such as fertilizer and to pay workers.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Feb 16, 2014
Currency Exchange Loss: