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Maa Santoshi Shg Group
In this Group: Anusaya, Rukumani, Puspalata, Uttam, Lamburi, Nilini, Amari, Bijuli, Kamala, Manju, Anjana
Anusaya belongs to a small village in the Angul district, which is located in the forest area of Odisha, India. In the picture, the lady standing with her hand raised is Anusaya.

She is 50 years old and alternates her daily activities with her work in agriculture. She has been in business for years and things have gone well for her because of the hard work she does. Anusaya is responsible and persevering and sells her goods to customers who request them. Her aim is to continue working to get ahead.

Anusaya is requesting a loan to buy fertilizers and seeds for her cropland.

All the members of this "Maa Santoshi SHG" group are women. The other members are involved in the sales of vegetables, food and drink, agricultural services, fruit and vegetable cultivation, and raising small animals.

Anusaya is grateful for the loan and committed to paying it back on time.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 89
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 61.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Santoshi Shg Group's $2,675 loan helped a member to buy fertilizers and seeds for her cropland.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Feb 16, 2014
Currency Exchange Loss: