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Maa Mahamayee Shg Group
In this Group: Tikina, Rubi, Abala, Binati, Suphala, Debaki, Lili, Rasmita, Malati, Aleich
Tikina is the leader of a group that hails from a small village in the Angul district of Odisha, India. She is a widowed woman of 38 years. She has a small family comprised of two members including one son aged 15 who is still in school. The member standing with her hand raised is Tikina.

Tikina, with the help of her son, has been doing a vegetable and flower selling business for the last 10 years. At present, her monthly family income is Rs 3,000 INR. But it is not sufficient to lead a better life. So she formed a self help group with nine other members in her locality and applied for loan. It is her first loan from People's Forum for the development of her business. With this loan, she will purchase vegetables in bulk and flower plant in a large quantity for the growth of her business.

Her future plan is to construct a house and to provide a higher education to son. She is very happy and thankful to Kiva's lenders for this support.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 2
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 61.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Mahamayee Shg Group's $2,450 loan helped a member to purchase vegetables and flower plant for her business.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Feb 16, 2014
Currency Exchange Loss: