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Maa Mangala Shg Group
In this Group: Indrabati, Lili, Magi, Kalabati, Manu, Sanju, Sabitri, Jamuna, Tulasi, Sari, Tara
The self-help group "Maa Mangla Shg" is made up of 11 women who fight each day to improve their families' financial stability. They are friendly, kind people who still maintain the culture and traditions of their villages. These women live in a small village in Odisha, India.

One of the members of this group is acting as the Kiva representative. She is Indrabati, the lady in the picture standing with her hand raised. She is 44 years old, married and has one child. Indrabati's husband works as a day laborer. The house they live in is their own.

This member learned to work in the fields from her parents at a young age. It is now her way of life. Agriculture provides her income. In addition to planting vegetables, Indrabati has a greenhouse for different vegetables. At the moment, it is working out well.Her work gives her the opportunity to be at home to take care of her family.

Indrabati is taking this loan because she wants to keep investing in her business. The profit she earns is a great help in meeting her family's expenses. The money from this loan will be invested in the purchase of seeds and fertilizer for her greenhouse. Indrabati's goal is to help her child have a decent career.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 1
    View loans »
    India Loans Fundraising
  • $6,677,075
    Funds lent in using Kiva
  • 61.8
    India Rupees (INR) = $1 USD